Additional Ways to Give

Donating appreciated stocks or mutual funds can offer a triple benefit:

• Deduct the full fair market value (current value) of your gift—up to 30% of your Adjusted Gross Income (AGI)
• Avoid 100% of long-term capital gains tax on the shares you contribute
• Maximize the impact of your generosity to AgeSmart

How to Give Securities:

Instruct your financial firm to deliver shares to:

Raymond James
DTC # 0725
FBO: AgeSmart Community Resources
Account # [call 618-222-2561 for account number]
(Please ask your financial firm to release your name for gift acknowledgment purposes)

Qualified Charitable Distributions (QCDs)

If you’re age 70½ or older, you can use your IRA to make a tax-smart donation directly to AgeSmart—without increasing your taxable income. In fact, you can contribute up to $108,000 annually without triggering income tax.

A QCD can help you:

• Satisfy your Required Minimum Distribution (RMD)
• Lower your IRA balance
• Support AgeSmart’s mission in a powerful way

How to Make a QCD:

Ask your IRA custodian to send your distribution directly to:
AgeSmart Community Resources
7 Bronze Pointe S, Ste B
Swansea, IL 62226

Please note: QCDs are not tax-deductible, but the amount is excluded from your taxable income. Always consult your tax preparer for guidance.